STAGE 1: I am in the investigation stage.  I want to understand the importance of this coverage, the risks associated with LTC and decide if insurance is the best way to handle this risk.  I would like good information and email reprots to help me to understand my options.
-OR-
    STAGE 2: I am in the research stage.  I have made the decision to buy LTC insurance and want guidance on how to purchase a well structured plan, with a quality company at the best price to meet my needs.  I would like to work over the internet, phone, and through the mail to purchase.  I do not want a salesman coming to my house.
-OR-
 I am a Veteran, Widow of Veteran, or family member and would like information about the Aid and Attendance Pension benefit.

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